Nitin Joshi

Hey, I'm Nitin.
I debug things.

Principal Engineer at Zeta, keeping UPI payments boring (the good kind) for millions of transactions a day. By night I argue about whether Lelouch was right, plan treks, chase waves, and lose at cards.

I love taking hard problems apart until they make sense — in production systems, in science trivia, and in plot twists. This site is my corner of the internet: what I'm up to, what I've built, and notes on what I'm learning.

Now
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  • 📺 Watching: rewatching Vinland Saga. Thorfinn’s arc hits different the second time.
  • 🧠 Learning: consensus algorithms — Raft first, then the scary parts of Paxos.
  • 🏄 Planning: a surf weekend in Goa before the monsoon swell disappears.
  • 🃏 Losing at: cards, every Friday, with the same group of friends.
  • 💼 At work: keeping UPI payments boring (that’s a compliment) at Zeta.
What I'm up to →
Work
99.98%UPI payment success rate
1M+transactions a day
2000+TPS proven scalability
60M+transactions cleared on deadline

11 years across payments, distributed systems, Android and IoT — from shipping 60 FPS Android apps to owning UPI at scale.

See my work →
Latest notesAll notes →
Outside work

Psst — tap one.